Healthcare

Healthcare.gov

The new government healthcare reform website is pretty sharp. Definitely worth checking out, especially if you're uninsured with a pre-existing condition.

I ran through the wizard and discovered that the high-risk pool coverage, also called the Pre-Existing Condition Insurance Plan, is pretty affordable -- considering what the status quo used to be.

Premium: $283.20 per month
Deductible: $1,000 in-network, $10,000 out-of-network
Out of Pocket Limit: $5,000 in-network, $20,000 out-of-network

$283 per month is about $80 more than some people pay for cable and internet every month. Certainly not the nightmarishly expensive premium some firebaggers were ranting about last year. And you're guaranteed to get coverage. I call that a big win.